Everyone is trying to sell me a warrenty

Whenever I buy anything new, everyone wants to offer my wife and I an extended warranty. I purchased a toy for our kid for Christmas, that if it had lasted until the end of the year, I would have been happy. I got the toy up to the counter and they wanted to sell us an extended warranty on the toy. It came at the cost of almost as much as I was paying for the toy. Even if I had purchased the warranty, I would have had to pay to send the toy back, and that would have cost nearly as much as the warranty. My fiance and I got an unpleasant taste in my mouth for any kind of warranty after these new offers. When we purchased our new gas furnace, both of us knew we had a multiple-year warranty on the gas furnace. It covered parts and service. It was necessary to have some services by the Heating and Air Conditioning company, or they would nullify the warranty. Of course, the Heating and Air Conditioning company gave a service agreement at a special price, which both of us felt we had no choice but to buy. When they gave us the total amount, the Heating and Air Conditioning tech asked us if both of us wanted the extended warranty. I explained we would like to wait and think about it. That was when we got an ultimatum. If we didn’t buy the extended warranty for the gas furnace now, it may not be available when we were ready. I knew warranties were just a bogus way to get more money. We purchased the extended warranty, however only because of our fear of what would happen to the gas furnace in the future.

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